Alberta Closing Costs Calculator
Estimate the closing costs on an Alberta home purchase, including Land Titles registration fees, legal fees, and title insurance.
Total estimated closing costs
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- Land title transfer registration fee
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- Mortgage registration fee
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- Legal fees
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- Title insurance
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- Other adjustments
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- Land transfer tax
- None in Alberta
Assumptions & sources
Rates change. Here is exactly what this calculator uses and when each figure was last confirmed.
- Alberta has NO land transfer tax. Land title registration: $50 base + $5 per $5,000 (round up) for both transfer and mortgage. Effective 2024-10-20.Effective October 20, 2024 · Source
- Alberta charges no land transfer tax. The registration fees below are the whole provincial charge on title.
- Legal fees, disbursements, title insurance, and property-tax adjustments vary by lawyer and closing date and are not included.
Estimates only — for general information, not financial, mortgage, tax, insurance, or legal advice. Confirm all figures with the appropriate licensed professional.
Frequently asked questions
Does Alberta have a land transfer tax?+
No. Unlike Ontario, British Columbia, and most other provinces, Alberta charges no land transfer tax. Instead you pay modest Land Titles Office registration fees on the transfer and on any mortgage — typically a few hundred dollars, not thousands.
How are Alberta land title registration fees calculated?+
Each fee is a $50 base plus $5 for every $5,000 (rounded up) of value. The transfer fee is based on the purchase price; the mortgage registration fee is based on your mortgage amount. Buying with cash means no mortgage registration fee.
What other closing costs should I budget for?+
Beyond registration fees, plan for legal/conveyancing fees, title insurance, and adjustments such as prepaid property taxes or condo fees the seller has already paid. Lender and inspection costs may also apply. The figures here are estimates — confirm with your lawyer.